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eFinPLAN Contents 

The eFinPLAN Financial Plan 60+ Page Report Covers 50 Issues

After completing an easy online questionnaire, your 60-page individualized plan report will contain the following: 

(click Purchase so that you can start now):

Section 1: Your Present Condition: Net Worth and Data Confirmation

1

Understand your financial net worth (assets minus liabilities)

2

Track your net worth

3

Project overall wealth throughout your lifetime

4

Inventory your assets

5

Establish individualized assumptions

Section 2: Your Future Goals and Dreams: Retirement, College Education and Other Goals

6

Plan for financial independence and retirement

7

Discover how long your money will last

8

Find out how much more you need to save

9

Determine if you can retire early

10

Plan for the funding of your children’s college

11

Research how much it will cost with inflation. (The software provides costs for 1,500 colleges)

12

Estimate how much more you will need to save for college

13

Learn about alternative sources of funding

14

Understand college investment alternatives

15

Plan for future goals and large purchases (e.g. car replacement and vacation)

Section 3: Your Investment Planning:

Educational information

16

Investment principals

17

Risk

18

3 methods of investing

19

5  asset allocation investment models

Analysis

20

Outcome of investment questionnaire

21

Investment method preference

22

Investment model profile

Application

23

Portfolio design and re-allocation

24

401(k) allocations

Section 4: Managing the Unexpected: Risk Management with Emergency Cash Reserves and Insurance

25

Determine how much in cash reserves you need for emergencies

Insurance: gaps in coverage and money savings tips

26

Home owners

27

Auto

28

Umbrella

29

Professional and business

Needs analysis and product review

30

Life

31

Disability

32

Long-Term Care

Section 5: Managing Your Spending: Cash Flow, Debt, Transportation, Relationship & Value Issues

33

Addressing negative cash flow

34

Improve spending habits

35

Understand the financial impact of transportation decision on the cost of gasoline

36

Determine where to put surplus income

37

Know and understand your debt-to-income ratio and credit score

38

Determine proper amount of debt

39

Plan for debt reduction

40

Gain insight into how your relationships and values affect finances

41

Evaluate possibilities to improve financial and relationship health

42

Identify the role of values and beliefs in cash flow and giving

Section 6: Planning for Your Family if Something Happens to You: Wills, End-of-Life, Trusts and Organization

43

Understand common estate planning documents and concepts

44

Consider the advantages of using trusts

45

Identify which estate documents you need

46

Identify which health care documents you need

47

Prepare for your meeting with an attorney for document drafting

48

Organize your financial affairs

Section 7:  Implementing Your Plan: Using Trusted Professional Advisors to Implement the Action Step Checklist

49

Understand and identify which trusted professional financial, legal, investment, tax and insurance advisors you may need

50

Determine if you need more advanced planning services

51

Immediately begin making progress on your financial plan by following your Implementation Checklist

52

Consolidated report from each section’s Action Steps provided for tracking the things you need to accomplish to reach your financial goals

Section 8: Appendix

53

A review of many of the assumptions used and some of your input for your convenience