Common Barriers to Planning

Answers to Why some think they can't plan…

Planning takes too much time! I’m too busy to think about the future

Before eFinPLAN, conventional financial planning took many hours of preparation and meetings. With our innovative system, you can make significant planning strides in as little as a few minutes to less than an hour. As you progress, you can gather more information and enter it when you have time.

Financial planning costs too much!

Regular financial planning can cost thousands of dollars, but now with eFinPLAN, financial planning is affordable for everyone; your complete financial plan at only $149 gives you access to make changes for a full year. To continue to use eFinPLAN to manage your financial success and planning after the first year, you pay just $99 a year. That’s less than $10 a month. What is your financial future worth?

It is too late to plan!

It is never too late to plan, everyone has the opportunity to plan for a bright future. Your best years are ahead of you, regardless of the success you have enjoyed or the failures you’ve faced. Go ahead, set goals for the future, make a plan to achieve them and get started now.

I won’t be able to afford what my plan tells me I need to do

You may not be able to afford to implement all of the action steps in your financial plan right away, that is true. That should not prevent you from planning. You are always better off to implement some or part of your plan, than to delay planning all together.

Planning on my own is too difficult!

Before eFinPLAN, planning was hard, because there was never a comprehensive planning tool like this. Until now people were left to self education, and a wide array of calculators. eFinPLAN is an educational tool; it demonstrates how financial principals apply to your individual circumstances. Learning about financial matters in the context of your situation accelerates learning

I’ll do it later, when I have more time and money

There is never a good time to plan other than the present. No one ever seems to have enough money.  The secret to building wealth is not earning a large salary or receiving a windfall – instead it is executing a lifetime plan and being in control, versus letting your money control you.

I’m too young to worry about it

The best time to plan is when you are young. Planning while you are young will help you avoid mistakes that plague many people who fail to learn basic financial principals. In addition, by saving and investing early in life, you will accumulate much more money and achieve financial independence much quicker than your peers. Some people are more concerned about wanting to live for today, but don’t worry.  Financial plans are flexible and can change with your lifestyle.