How Much Does Financial Planning Cost?  

eFinPLAN costs only $98 billed $49 semi/annually (with a 30-day money back guarantee –if not satisfied). If you opt out after 6 months, your data will be deleted. Financial planning is usually very expensive, but with eFinPLAN you can have a clear customized plan designed just for you. Plus, even after you have your report, you'll be able to use the software at no additional cost to input changes to your financial situation to see how they affect your long- and short-term goals 24/7 for 12 months. The renewal cost is $98 per year.  Click here to purchase.   

    No Salesperson Will Ever Call You from eFinPLAN because we don’t sell products

►    Commission Based Planners such as financial professionals, investment advisors, insurance professionals, and stock brokers may provide a financial plan.  These professionals earn commissions from selling investments, annuities and insurance – their assistance may be needed to implement certain aspects of your eFinPLAN financial plan.

    Lower Cost than Fee Financial Planners because we have small overhead

►    Fee Financial Planner’s charge a fee based upon assets and services. If you have less than $1,000,000 expect to pay over 1% of the value of your investment assets, depending upon the firm’s minimum fee and the size of your assets.  Usually the fee percentage is smaller for larger amounts.  Examples: a 1% on $500,000 would be $5,000.  A 0.75% fee on $5,000,000 would be $37,500.* Some people need and are very well served by these planners.

    No Minimum Investment Required because we are not an investment firm

►    A few Mutual Fund companies provide a one time plan if you have large investments in their funds. Only the largest accounts receive updates. With eFinPLAN you can update your plan whenever you want and run ‘what-ifs.’

The Cost of Not Planning far outweighs the costs to plan.  A written financial plan that you follow will help you make good decisions and avoid bad ones.  It helps you to be goal focused and have more disciplined spending habits.  In addition, a comprehensive plan will help you prepare for the uncertainties of life to lessen the impact of the unexpected.

*Fees and minimums charges vary from firm to firm; some charge a separate planning fee and base fees on total net worth.